Information We Collect

When you use our liquidity and solvency analysis services, we collect different types of information depending on how you engage with us. Here's what we gather and why it matters.

Personal Information You Provide

This includes data you give us directly when signing up for our services or contacting us:

• Your name, email address, and phone number when you register or inquire about our services
• Business details and financial information when you request analysis services
• Communication preferences and feedback you share with us
• Payment information when you purchase our educational programs (processed securely through third-party providers)

Information Collected Automatically

Like most websites, we collect some technical data automatically:

• IP addresses and browser types to understand how our site performs
• Pages you visit and time spent on our site
• Device information and operating system details
• Cookies and similar technologies (you can control these through your browser settings)

Financial Analysis Data

When you use our liquidity and solvency analysis tools, we process financial documents and metrics you upload. This data is handled with extra care and stored separately from your general account information.

How We Use Your Information

We don't sell your data to third parties. Period. Here's what we actually do with the information you share:

• Provide and improve our financial analysis services based on your specific needs
• Send you educational content and updates about our programs (you can opt out anytime)
• Respond to your questions and provide customer support
• Process payments and maintain transaction records
• Analyze website usage to make our platform more user-friendly
• Comply with legal requirements under Thai law, including tax obligations
• Protect against fraud and maintain security of our systems

Legal Basis for Processing (Thailand PDPA Compliance)

Under Thailand's Personal Data Protection Act (PDPA), we process your data based on these legal grounds:

• Consent: When you sign up for our services or opt into marketing communications
• Contract Performance: Processing necessary to deliver the financial analysis services you've requested
• Legal Obligation: When we're required to process data under Thai tax, accounting, or business registration laws
• Legitimate Interest: For improving our services and preventing fraud, balanced against your privacy rights

Data Storage and Security

Your information is stored on secure servers with encryption both in transit and at rest. We use industry-standard security measures, but let's be honest – no system is 100% bulletproof. That's why we also limit access to your data within our team.

Where Your Data Lives

Our primary servers are located in Thailand, ensuring compliance with local data residency requirements. Some operational data may be processed through cloud services with data centers in Singapore, all of which comply with international security standards.

Security Measures

• SSL/TLS encryption for all data transmission
• Regular security audits and vulnerability assessments
• Access controls limiting staff access to sensitive information
• Regular backups stored in secure, encrypted locations
• Two-factor authentication for administrative access

Your Rights Under Thai PDPA

You have significant control over your personal data. Here's what you can do:

To exercise any of these rights, contact us using the details at the end of this policy. We'll respond within 30 days as required by Thai law.

Data Retention

We keep your information only as long as necessary for the purposes outlined in this policy, or as required by Thai law.

• Account information: Retained while your account is active, plus 3 years after closure for legal compliance
• Financial analysis data: Stored for up to 5 years to comply with Thai accounting and tax regulations
• Marketing data: Kept until you withdraw consent or request deletion
• Transaction records: Maintained for 7 years as required by Thai tax law
• Website analytics: Anonymized after 14 months

After these periods, we securely delete or anonymize your data so it can't be traced back to you.

Sharing Your Information

We share your data only when necessary and with trusted partners who help us run our business:

Service Providers

We work with third-party companies that help us deliver our services:

• Payment processors for handling transactions securely
• Cloud hosting providers for storing data securely
• Email service providers for sending communications
• Analytics services to understand how people use our website

All these partners are bound by strict confidentiality agreements and can only use your data as we direct them.

Legal Requirements

We may disclose your information if required by Thai law, court order, or government regulation. This includes responding to lawful requests from tax authorities, law enforcement, or regulatory bodies.

Business Transfers

If PrimeCurrentZone is acquired or merged with another company, your data may be transferred to the new owners. You'll be notified before this happens, and the new entity will honor this privacy policy.

Cookies and Tracking

We use cookies and similar technologies to make our website work properly and understand how visitors use it. Here's what we use:

• Essential Cookies: Required for the website to function (like keeping you logged in)
• Analytics Cookies: Help us understand which pages are popular and how people navigate our site
• Functional Cookies: Remember your preferences and settings
• Marketing Cookies: Used only if you've consented to receive targeted content

You can control cookies through your browser settings. Blocking essential cookies may affect website functionality, but you can disable analytics and marketing cookies without losing core features.

Children's Privacy

Our services are designed for business professionals and aren't intended for individuals under 18. We don't knowingly collect information from minors. If you're a parent and believe your child has provided us with personal information, please contact us so we can delete it.

International Data Transfers

While our primary operations are in Thailand, we occasionally work with service providers in other countries. When we transfer data internationally, we ensure appropriate safeguards are in place:

• Standard contractual clauses approved by Thai authorities
• Adequacy decisions recognizing equivalent data protection standards
• Your explicit consent for specific transfers when required

Changes to This Policy

We update this privacy policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or through a prominent notice on our website.

The "Last Updated" date at the top of this page shows when we most recently revised the policy. We recommend checking back periodically, especially before providing us with new personal information.

Filing Complaints

If you're not satisfied with how we've handled your personal data, you have the right to file a complaint with Thailand's Personal Data Protection Committee (PDPC). We'd appreciate the chance to address your concerns directly first, but you're always free to contact the regulatory authority.

You can reach the PDPC through their official channels at the Ministry of Digital Economy and Society.